.imf-root{--surface-canvas:var(--warm-50);--surface-default:var(--warm-0);--surface-subtle:var(--warm-100);--surface-sunken:var(--warm-150);--text-primary:var(--warm-950);--text-secondary:var(--warm-800);--text-tertiary:var(--warm-600);--text-muted:var(--warm-500);--border-subtle:#18151114;--border-default:#18151124;--border-strong:#18151147;--brand:var(--indigo-600);--brand-hover:var(--indigo-700);--brand-subtle:var(--indigo-50);--shadow-1:0 1px 3px #18151112, 0 1px 2px #1815110d;--shadow-2:0 4px 8px #18151114, 0 2px 4px #1815110d;--shadow-3:0 12px 28px #18151121, 0 4px 10px #18151112;background:var(--surface-canvas);color:var(--text-primary);font-size:16px;line-height:1.5}:where(.imf-root) h1,:where(.imf-root) h2,:where(.imf-root) h3{letter-spacing:-.02em;color:var(--text-primary);margin:0;font-weight:600}:where(.imf-root) p{margin:0}:where(.imf-root) a{color:inherit;text-decoration:none}:where(.imf-root) svg{display:block}.imf-wrap{max-width:1200px;margin:0 auto;padding:0 24px}.imf-eyebrow{letter-spacing:.06em;text-transform:uppercase;color:var(--text-muted);font-size:11px;font-weight:600}.imf-section{padding:88px 0}@media (max-width:768px){.imf-section{padding:56px 0}}.imf-reveal{transition:opacity .16s ease-out,transform .16s ease-out}.js-reveal .imf-reveal{opacity:0;transform:translateY(6px)}.js-reveal .imf-reveal.in{opacity:1;transform:none}@media (prefers-reduced-motion:reduce){.js-reveal .imf-reveal{opacity:1;transition:none;transform:none}}.imf-badge{border-radius:var(--radius-pill);white-space:nowrap;border:1px solid;align-items:center;gap:5px;padding:3px 10px;font-size:11px;font-weight:600;display:inline-flex}.imf-badge svg{width:12px;height:12px}.imf-badge.ok{background:var(--opportunity-surface);border-color:var(--opportunity-border);color:var(--opportunity-text)}.imf-badge.ev{background:var(--stability-surface);border-color:var(--stability-border);color:var(--stability-text)}.imf-badge.de{background:var(--attention-surface);border-color:var(--attention-border);color:var(--attention-text)}.imf-badge.un{background:var(--surface-subtle);border-color:var(--border-default);color:var(--text-muted)}.imf-nav{z-index:50;background:var(--surface-canvas);border-bottom:1px solid var(--border-subtle);position:sticky;top:0}.imf-nav-in{justify-content:space-between;align-items:center;height:64px;display:flex}.imf-logo{color:var(--brand);align-items:center;gap:9px;font-size:17px;font-weight:600;display:inline-flex}.imf-logo-mark{width:24px;height:24px}.imf-nav-links{gap:28px;display:flex}.imf-nav-links a{color:var(--text-secondary);font-size:14px}.imf-nav-links a:hover{color:var(--text-primary)}.imf-btn{font-family:var(--font-sans);cursor:pointer;border-radius:var(--radius-pill);background:var(--brand);color:var(--text-on-brand);border:none;justify-content:center;align-items:center;gap:8px;font-weight:600;transition:background .16s ease-out;display:inline-flex}.imf-btn:hover{background:var(--brand-hover)}.imf-btn:focus-visible{outline:2px solid var(--brand);outline-offset:2px}.imf-btn.nav{padding:10px 20px;font-size:14px}.imf-btn.lg{padding:13px 24px;font-size:15px}.imf-link{color:var(--brand);cursor:pointer;font-size:15px;font-weight:500;font-family:var(--font-sans);background:0 0;border:none}.imf-link:hover{text-decoration:underline}@media (max-width:768px){.imf-nav-links{display:none}}.imf-hero{background:var(--surface-canvas)}.imf-hero-grid{grid-template-columns:1fr 1fr;align-items:center;gap:56px;padding:72px 0 88px;display:grid}.imf-h1{margin:14px 0 0;font-size:48px;line-height:1.15}.imf-hero-p{color:var(--text-secondary);max-width:480px;margin:20px 0 0;font-size:18px;line-height:1.6}.imf-cta-row{flex-wrap:wrap;align-items:center;gap:12px;margin-top:32px;display:flex}.imf-hero-note{color:var(--text-muted);margin-top:12px;font-size:13px}@media (max-width:768px){.imf-hero-grid{grid-template-columns:1fr;gap:36px;padding:44px 0 56px}.imf-h1{font-size:33px}}.imf-card{background:var(--surface-default);border:1px solid var(--border-subtle);border-radius:var(--radius-xl);box-shadow:var(--shadow-2);padding:24px}.imf-card-h{letter-spacing:.06em;text-transform:uppercase;color:var(--text-muted);margin-bottom:16px;font-size:12px;font-weight:600}.imf-row{border-top:1px solid var(--border-subtle);align-items:center;gap:12px;padding:12px 0;display:flex}.imf-row:first-of-type{border-top:none}.imf-av{width:32px;height:32px;font-family:var(--font-mono);border-radius:50%;flex:none;place-items:center;font-size:10px;font-weight:500;display:grid}.imf-av.ok{background:var(--opportunity-surface);color:var(--opportunity-text)}.imf-av.ev{background:var(--stability-surface);color:var(--stability-text)}.imf-av.de{background:var(--attention-surface);color:var(--attention-text)}.imf-av.un{background:var(--surface-subtle);color:var(--text-muted)}.imf-row-main{flex:1;min-width:0}.imf-row-name{color:var(--text-primary);font-size:14px;font-weight:600}.imf-row-desc{color:var(--text-muted);margin-top:1px;font-size:12px}.imf-card-foot{border-top:1px solid var(--border-subtle);color:var(--text-muted);margin-top:16px;padding-top:16px;font-size:12px}.imf-narrow{max-width:800px;margin:0 auto}.imf-h2{margin:12px 0 0;font-size:36px;line-height:1.2}.imf-lead{color:var(--text-secondary);margin:18px 0 0;font-size:18px;line-height:1.6}@media (max-width:768px){.imf-h2{font-size:27px}}.imf-sec-subtle{background:var(--surface-subtle)}.imf-compare{grid-template-columns:1fr 1fr;gap:24px;margin-top:40px;display:grid}.imf-compare-block{background:var(--surface-default);box-shadow:var(--shadow-1);border-radius:var(--radius-lg);border-top:3px solid var(--border-strong);padding:24px}.imf-compare-block.brand{border-top-color:var(--brand)}.imf-compare-label{color:var(--text-muted);letter-spacing:.04em;font-size:12px;font-weight:600}.imf-compare-block.brand .imf-compare-label{color:var(--brand)}.imf-compare-title{margin:10px 0 0;font-size:18px}.imf-compare-text{color:var(--text-secondary);margin:10px 0 0;font-size:15px;line-height:1.6}.imf-resulttag{border-radius:var(--radius-pill);background:var(--surface-sunken);color:var(--text-tertiary);border:1px solid var(--border-default);align-items:center;gap:6px;margin-top:16px;padding:5px 12px;font-size:12px;font-weight:600;display:inline-flex}.imf-resulttag.clean{background:var(--opportunity-surface);color:var(--opportunity-text);border-color:var(--opportunity-border)}@media (max-width:768px){.imf-compare{grid-template-columns:1fr}}.imf-steps{grid-template-columns:repeat(3,1fr);gap:32px;margin-top:48px;display:grid;position:relative}.imf-steps:before{content:"";background:var(--border-default);z-index:0;height:1px;position:absolute;top:24px;left:16%;right:16%}.imf-step{z-index:1;position:relative}.imf-step-num{font-family:var(--font-mono);color:var(--brand);opacity:.3;font-size:48px;font-weight:500;line-height:1}.imf-step-title{margin:10px 0 0;font-size:20px}.imf-step-text{color:var(--text-secondary);margin:8px 0 0;font-size:15px;line-height:1.6}.imf-wizard{background:var(--surface-subtle);border-radius:var(--radius-md);border:1px solid var(--border-subtle);margin-top:16px;padding:16px}.imf-wizard-q{color:var(--text-primary);margin-bottom:10px;font-size:13px;font-weight:600}.imf-radio{color:var(--text-secondary);align-items:center;gap:9px;padding:5px 0;font-size:13px;display:flex}.imf-radio .dot{border:1.5px solid var(--border-strong);border-radius:50%;flex:none;width:15px;height:15px}.imf-radio.on{color:var(--brand);font-weight:500}.imf-radio.on .dot{border-color:var(--brand);background:radial-gradient(circle, var(--brand) 0 4px, transparent 5px)}@media (max-width:768px){.imf-steps{grid-template-columns:1fr;gap:36px}.imf-steps:before{display:none}}.imf-table-wrap{border:1px solid var(--border-subtle);border-radius:var(--radius-lg);margin-top:40px;overflow-x:auto}.imf-table{border-collapse:collapse;width:100%;min-width:560px}.imf-table thead th{background:var(--surface-sunken);color:var(--text-secondary);text-align:left;padding:12px 16px;font-size:13px;font-weight:600}.imf-table thead th .only{color:var(--brand);margin-left:6px;font-size:11px;font-weight:600}.imf-table td{color:var(--text-primary);border-bottom:1px solid var(--border-subtle);padding:12px 16px;font-size:14px}.imf-table tbody tr:nth-child(odd){background:var(--surface-canvas)}.imf-table tbody tr:nth-child(2n){background:var(--surface-default)}.imf-table tbody tr:last-child td{border-bottom:none}.imf-table .c{text-align:center;white-space:nowrap;width:1%}.imf-yes{color:var(--opportunity-text);vertical-align:middle;display:inline-flex}.imf-yes svg{width:17px;height:17px}.imf-dash{color:var(--text-muted)}.imf-tail{color:var(--text-tertiary);font-size:13px}.imf-table-note{color:var(--text-muted);margin-top:16px;font-size:13px}.imf-switch{color:var(--text-secondary);align-items:baseline;gap:11px;max-width:760px;margin-top:28px;font-size:15px;line-height:1.55;display:flex}.imf-switch:before{content:"";background:var(--spectrum);border-radius:50%;flex:none;width:9px;height:9px;transform:translateY(3px)}.imf-switch b{color:var(--brand);font-weight:600}.imf-switch.center{text-align:center;justify-content:center;margin-left:auto;margin-right:auto}.imf-tiers{grid-template-columns:repeat(4,1fr);gap:20px;margin-top:44px;display:grid}.imf-tier{background:var(--surface-default);box-shadow:var(--shadow-1);border-radius:var(--radius-lg);border-top:3px solid;padding:24px}.imf-tier.ok{border-top-color:var(--opportunity)}.imf-tier.ev{border-top-color:var(--stability)}.imf-tier.de{border-top-color:var(--attention)}.imf-tier.un{border-top-color:var(--border-default);background:var(--surface-subtle)}.imf-tier-title{margin:14px 0 0;font-size:17px}.imf-tier-text{color:var(--text-secondary);margin:10px 0 0;font-size:14px;line-height:1.6}.imf-tier-ex{font-family:var(--font-mono);color:var(--text-muted);border-top:1px solid var(--border-subtle);margin-top:12px;padding-top:12px;font-size:13px}@media (max-width:980px){.imf-tiers{grid-template-columns:1fr 1fr}}@media (max-width:560px){.imf-tiers{grid-template-columns:1fr}}.imf-why{grid-template-columns:1fr 1fr;gap:20px;margin-top:44px;display:grid}.imf-why-card{background:var(--surface-default);box-shadow:var(--shadow-1);border-radius:var(--radius-lg);gap:16px;padding:24px;display:flex}.imf-why-ic{border-radius:var(--radius-md);background:var(--brand-subtle);width:44px;height:44px;color:var(--brand);flex:none;place-items:center;display:grid}.imf-why-ic svg{width:22px;height:22px}.imf-why-title{margin:2px 0 0;font-size:17px}.imf-why-text{color:var(--text-secondary);margin:8px 0 0;font-size:14px;line-height:1.6}@media (max-width:768px){.imf-why{grid-template-columns:1fr}}.imf-queue{background:var(--surface-default);box-shadow:var(--shadow-2);border-radius:var(--radius-xl);max-width:640px;margin-top:36px;padding:24px}.imf-queue-h{letter-spacing:.06em;text-transform:uppercase;color:var(--text-muted);justify-content:space-between;align-items:center;margin-bottom:8px;font-size:12px;font-weight:600;display:flex}.imf-q-row{border-bottom:1px solid var(--border-subtle);align-items:center;gap:12px;padding:12px 0;display:flex}.imf-prio{letter-spacing:.04em;border-radius:var(--radius-pill);text-align:center;border:1px solid;flex:none;width:58px;padding:3px 9px;font-size:10px;font-weight:600}.imf-prio.alta{background:var(--risk-surface);color:var(--risk-text);border-color:var(--risk-border)}.imf-prio.media{background:var(--attention-surface);color:var(--attention-text);border-color:var(--attention-border)}.imf-prio.baja{background:var(--stability-surface);color:var(--stability-text);border-color:var(--stability-border)}.imf-q-name{color:var(--text-primary);font-size:14px;font-weight:600}.imf-q-sub{color:var(--text-muted);margin-top:1px;font-size:12px}.imf-queue-foot{border-top:1px solid var(--border-subtle);color:var(--text-muted);margin-top:16px;padding-top:16px;font-size:13px}.imf-final{background:var(--brand)}.imf-final-grid{grid-template-columns:1fr 440px;align-items:center;gap:56px;display:grid}.imf-final h2{color:var(--text-on-brand);max-width:560px;font-size:36px;line-height:1.2}.imf-final p{color:#ffffffd1;max-width:520px;margin-top:18px;font-size:18px;line-height:1.6}.imf-form{background:var(--surface-default);border-radius:var(--radius-xl);box-shadow:var(--shadow-3);padding:32px}.imf-field{margin-bottom:14px}.imf-field label{color:var(--text-secondary);margin-bottom:6px;font-size:13px;font-weight:500;display:block}.imf-input,.imf-select{width:100%;font-family:var(--font-sans);color:var(--text-primary);background:var(--surface-default);border:1px solid var(--border-default);border-radius:var(--radius-md);padding:11px 13px;font-size:14px}.imf-input:focus,.imf-select:focus{border-color:var(--brand);box-shadow:0 0 0 3px var(--brand-subtle);outline:none}.imf-form-note{color:var(--text-muted);text-align:center;margin-top:12px;font-size:12px}@media (max-width:900px){.imf-final-grid{grid-template-columns:1fr;gap:32px}.imf-final h2{font-size:27px}.imf-form{max-width:440px}}.imf-foot{background:var(--surface-canvas);border-top:1px solid var(--border-subtle);padding:40px 0}.imf-foot-grid{grid-template-columns:2fr 1fr 1fr 1fr;gap:24px;display:grid}.imf-foot-brand{color:var(--text-primary);font-size:15px;font-weight:600}.imf-foot-tag{color:var(--text-muted);max-width:240px;margin-top:6px;font-size:13px}.imf-foot-col h4{letter-spacing:.06em;text-transform:uppercase;color:var(--text-tertiary);margin-bottom:12px;font-size:12px;font-weight:600}.imf-foot-col a{color:var(--text-muted);padding:4px 0;font-size:13px;display:block}.imf-foot-col a:hover{color:var(--text-secondary)}.imf-foot-copy{color:var(--text-muted);border-top:1px solid var(--border-subtle);margin-top:32px;padding-top:24px;font-size:13px}@media (max-width:768px){.imf-foot-grid{grid-template-columns:1fr 1fr}}